ABOUT
WBI Micro-Credit Services began business operations in October, 2015. Previously, the business was operated as Who Can Battle With The Lord Money Lending Company Limited (2012 – 2015). This however was dissolved subsequent to an agreement by the Board of Directors in September, 2015 which gave birth to WBI Money Lending Ventures.
In April, 2017, the name was changed to WBI Micro-Credit Services as per the legal requirement from BoG and MCAG for change from Money Lending to Micro-Credit.
The brain behind this innovation is Mr. Binlinla Godwin who is the President and Chief Executive Officer. The whole idea was born whilst he was at the Senior High School where he lent money to colleagues and they intend pay back in equal monthly instalments.
This continued in small scale after school until in April, 2012 that he made a bold step of reaching out to the general public and hence registered with the Registrar General and operated as Who Can Battle With The Lord Money Lending Company Limited, now WBI Micro-Credit Services.
Mr. Binlinla Godwin the Founder and Chief Executive Officer of WBI Micro-Credit Services was born on 11th July, 1981 to Mr. Binlinla Yaw Bernard the late and Mrs. Binlinla Abena Elizabeth at Kpassa, Nkwanta North District of the Volta Region of Ghana.
He had his Basic and Junior High School Education at Tease Presby Primary and Junior High School where he completed in 1998. Subsequently, he proceeded to Datus Senior High School – Tema (1998-2001) where he passed with distinction that gave him entry into Koforidua Polytechnic (2003-2006) and graduated with Higher National Diploma(HND) in Statistics (Second Class Division).
Mr. Binlinla currently holds an MBA from the Metropolitan School of Business and Management(MSBM), UK (2019). He also holds a Bachelor of Science Degree in Statistics and Economics (First Class Division) from the Methodist University College, Ghana (2008-2011). He formally headed the Biostatistics Unit of the Obstetrics and Gynaecology Department of the Korle Bu Teaching Hospital (2009-2016).
He is cool, calm and collected and friendly.
Mr. Godwin M. K. Binlinla
Founder and CEO
Mission
Our mission is to provide high quality collateral free loans to the general public with more emphasis on the needy in society especially women, to improve their total well-being.
Vision
The vision of WBI Micro-Credit Services is to achieve an enviable world-acclaimed reputation as a first class Centre of Excellence and Innovation in liberating society from poverty.
Values
We seek to achieve the Mission, Vision and Objectives under the culture of;
> Integrity, Passion, Sincerity and Leadership
> Customer care – the act of taking care of the customers’ needs by providing and delivering professional, helpful, high quality services and assistance before, during, and after the customers’ requirements are met.
> Hard work/perseverance – being industrious, zealous, taking work very seriously and doing it well and rapidly – hard work isn’t physical but emotional. Perseverance – continuing in a course of action without regard to discouragement, opposition or previous failure.
Values(cont..)
> Efficient resource utilization – operational resource efficiency focuses on the maximum use of resources, what can be achieved with the available resources.
> Concern for others – it is an aspect of empathy – identification and understanding of the emotional state of another person.
> Team spirit & Trustworthiness – the special feeling of pride and loyalty that exists among members of a team that makes them want their teams to do well or be the best.
> Giving hope to the poor and needy – giving hope to the hopeless and the underprivileged.
Trustworthiness and integrity – very important concepts in social sciences referring to a person’s moral values.
Objectives
In pursuit of its Mission and Vision, the Company pursues the following objectives that would form the basis/focus of planned interventions (i.e. strategies, programmes and actions).
> To improve the well-being of the needy in society.
> To boost the morale of the average person to climb higher.
> To make efficient use of the unique competences and capabilities of the ordinary people in society.
> To improve the technical and managerial skills, knowledge, competence and capabilities of all who intend to make it to the top.
> To educate clients on lucrative, small scale business management and other business and financial advisory services.
Business Hours
Monday - Friday : 8am - 5pm
Saturday: 8am - 4pm
Sunday: Closed
